What does that mean to you if you are a buyer who needs financing and want to get your offer accepted?
Work with a lender that will take the time to guide you through the loan pre-approval process. If you don't know a lender, give us a call. We will be happy to refer you to reputable mortgage bankers that we know and trust.
Pre-qual vs. Pre-approval?
Pre-qualification letters are a dime a dozen and mean virtually nothing to a seller comparing your offer to others. What you want is desk underwriter approval which requires that your lender collect and review your W-2s, pay stubs, tax returns, bank statements and other documents. DU approval means that you will know in advance how much home you can afford, your loan options, your down payment, estimated closing costs, interest rate and monthly payment. Get it in writing so your Realtor can help you find the home you want and help you get your offer accepted.
Choose a Realtor that will take the time to listen and understand your goals. If you choose us to represent you you can count on us to:
- Hunt for homes that meet your needs
- Arrange showings
- Share comparable sales to assist you in making your offer
- Communicate with the listing agent so the seller knows the value and strength of your offer
- Negotiate in your behalf so that your offer is accepted.
Questions? Give us a call. No strings, no obligation, and we promised not bother you with endless phone calls and emails.
